Terms of Use

1. Agreement to Terms

By accessing or using CardCompareHub.com (the "Site"), you agree to be bound by these Terms of Use ("Terms") and our Privacy Policy. If you do not agree to these Terms, you must not use the Site. We may update these Terms at any time; your continued use after a change is posted constitutes acceptance of the revised Terms.

2. Not Financial or Legal Advice

All content on CardCompareHub is for general informational and educational purposes only. Nothing on this Site constitutes financial, investment, tax, legal, or professional advice of any kind. You should consult a qualified financial professional before making any financial decisions.

Credit card terms, interest rates, fees, rewards programs, eligibility requirements, and promotional offers are subject to change without notice by the issuing institution. Always review the card issuer's current terms and conditions, Schumer Box, and cardholder agreement before applying.

3. Advertiser Disclosure and Compensation

CardCompareHub participates in affiliate and referral programs with credit card issuers and financial institutions. We may receive a commission or referral fee when you click on a link, submit an application, or are approved for a credit card featured on this Site. This is how we fund our free comparison service.

Compensation may influence which products are featured and in what order they appear. However, our editorial team maintains independence from our commercial relationships. Card ratings, review scores, and "best of" recommendations reflect our genuine assessment of each product based on publicly available terms and consumer value — not the size of any compensation we may receive.

Not all cards available in the market are featured on this Site. The absence of a product does not imply a negative assessment.

4. Accuracy of Information

We make reasonable efforts to keep the information on this Site current and accurate. However, credit card terms change frequently, and we cannot guarantee that all information is complete, accurate, or up to date at all times. Card offers, rates, fees, sign-up bonuses, and rewards structures displayed on this Site are subject to change and may not reflect current offers.

Always verify current card terms directly with the issuing bank or financial institution before applying. CardCompareHub is not responsible for any decisions you make based on information obtained from this Site.

5. Paid Advertising

In addition to affiliate relationships, the Site may display paid advertisements from card issuers, financial institutions, and other third parties through Google Ads, Microsoft Advertising (Bing Ads), and other advertising platforms. Paid placements are distinct from our editorial content. The presence of an advertisement does not constitute an endorsement by CardCompareHub of any product, service, or company.

6. Use of the Site

You agree that you will not:

• Use the Site for any unlawful purpose
• Scrape, crawl, or harvest content from the Site without our express written permission
• Reproduce, republish, or redistribute our content for commercial purposes
• Attempt to gain unauthorized access to any portion of the Site
• Submit false, misleading, or fraudulent information through any form on the Site
• Use automated bots, scripts, or tools to interact with the Site in a manner that disrupts service

7. Intellectual Property

All content on this Site — including but not limited to text, graphics, logos, images, card comparison data, ratings, and software — is owned by or licensed to CardCompareHub and is protected by applicable copyright, trademark, and intellectual property laws.

You may view and print pages for personal, non-commercial use only. Any other use — including reproduction, distribution, modification, or creation of derivative works — requires our prior written consent.

8. Third-Party Links and Content

The Site contains links to third-party websites, including credit card issuers, affiliate networks, and other financial services. These links are provided for your convenience. We are not responsible for the content, accuracy, privacy practices, or security of any third-party website. Clicking a link to a third-party site does not constitute our endorsement of that site or its products. Your use of third-party sites is governed entirely by their own terms and policies.

9. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CARDCOMPAREHUB, ITS OWNERS, EMPLOYEES, PARTNERS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF (OR INABILITY TO USE) THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED HEREIN, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU EXCEED ONE HUNDRED DOLLARS ($100). SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

11. Indemnification

You agree to defend, indemnify, and hold harmless CardCompareHub and its owners, officers, agents, and partners from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

12. Governing Law and Disputes

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Montana, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in Montana. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force.

13. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last updated" date at the top of this page. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.

14. Contact Us

If you have questions or concerns about these Terms, please contact us.