Bank of America® Unlimited Cash Rewards credit card for Students
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Credit Score
Intro Offer
$250
online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Annual Fee
$0
Rewards Rate
1.5% cash back on all purchases
Foreign Fee
3%
Purchase APR
0%
Balance Transfer APR
0%
Regular APR
17.49% - 27.49% Variable APR on purchases and balance transfers
Editor's Take
CardCompareHub editorialEditorial Note: This analysis reflects CardCompareHub's independent review. It has not been reviewed, approved, or endorsed by Bank of America.
Student version of BoA's Unlimited Cash Rewards. Same flat earn rate, same first-year boost, same 0% intro APR. A clean no-fee starter rewards card for students who don't want to manage categories.
The first-year rate is unusually generous for a student card. Most no-fee starter cards top out below it. For a student using the card meaningfully in year one, that's a real bump in rewards versus a flat-rate competitor. Beyond year one, the comparison flips: the Capital One SavorOne Student earns more aggressively on dining, entertainment, streaming, and groceries, which fits typical student spending better. Pick this card if you want simple; pick the SavorOne if you spend in those categories.
Card Details
- Limited Time Offer! $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn unlimited 1.5% cash back on all purchases.
- No limit to the amount of cash back you can earn and cash rewards don’t expire as long as your account remains open.
- No annual fee.
- Turn daily purchases into everyday wins. Simply use your Unlimited Cash Rewards credit card for the things you already buy - from gifts to groceries - BofA Rewards™ members earn more cash back.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
- When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Bank of America® Unlimited Cash Rewards credit card for Students
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